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Vickie Sparks | The Southern Home Blog

Tuesday, April 4, 2017   /   by Vickie Sparks

15,014 Homes Sold Yesterday…Why Didn't Yours?

Everyday 15,014 homes are sold.  According to the National Association of Realtors’ (NAR) that is the national average number of homes that sell each and every day in the United States.
If you are a homeowner that has been waiting for months to get a price they hoped for when they listed their home, and haven’t yet what do you need to consider? If it hasn’t sold yet the biggest thing to consider is pricing.  Maybe your home isn’t priced properly.
After all, 15,014 homes sold yesterday, and 15,014 will sell today; don’t you want one of those to be yours? 
A lot of homeowners are hesitant to drop the price of their home.  There are a lot of things to consider when doing so, but if your home isn’t selling and you are tired of waiting maybe now is the time to consider dropping it.  Even just a couple hundred dollars might be the difference between a sell or not.
NAR also reports that there is ...

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Tuesday, April 4, 2017   /   by Vickie Sparks

Bad Weather Safety Tips!

Here are some tips and tricks to help you stay safe during tomorrow's storms!
If you are at home during a tornado:

Go to a windowless interior room on lowest level of your house. Go to a storm cellar or basement if your house has one. If there is no basement, go to an inner hallway or a smaller inner room without windows, such as a bathroom or closet.
Get away from the windows.
Go to the center of the room. Stay away from corners because they tend to attract debris.
Get under a piece of sturdy furniture such as a workbench or heavy table or desk and hold on to it.
Use your arms to protect head and neck.
If you are in a mobile home, get out and find shelter elsewhere.

If you are at work or school during a tornado:

Go to the basement or to an inside hallway at the lowest level.
Avoid places with wide-span roofs such as auditoriums, cafeterias, large hallways, or shopping malls.
Get under a piece of sturdy furniture such as a workbench or heavy table or desk and hold on t ...

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Wednesday, March 15, 2017   /   by Vickie Sparks


The secret behind navigating increasing mortgage rates.
If you look at what Freddie Mac is reporting, then you will see that mortgage rates have increased over the last several weeks. Freddie Mac, Fannie Mae, the Mortgage Bankers Association, and the National Association of Realtors, is calling for mortgage rates to continue to rise over the next four quarters.
If you are hesitant to purchase a home based on mortgage rates, you’re not alone.  20% of home buyers we talk to worry about whether the current interest rate is a good one.  They also worry about no longer being able to get a rate below 4%.   While rates might not be at an all-time low, they are STILL a historic low.
Here is a chart showing the average mortgage interest rates over the last several decades:

So while right now you might not get the lowest rate ever offered, you can still get a better rate than you cousin did 10 years ago, your pa; ...

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Tuesday, March 7, 2017   /   by Vickie Sparks

Thinking of Selling? Do It Today!

The answers we hear are ALWAYS "we were thinking about it", but now is not the time to sit and wonder whether or not it's time to sell that house and get something fresh and new (to you at least).  Data on the 2017 housing market is already beginning to pop up, and the one thing we conclude after looking at it is:  If you are considering selling, IT IS TIME TO LIST YOUR HOME!

Lawrence Yun, Chief Economist for the National Association of Realtors, said:
"Much of the country saw robust sales activity last month as strong hiring and improved consumer confidence at the end of last year appear to have sparked considerable interest in buying a home. Market challenges remain, but the housing market is off to a propserous start as homebuyers staved off inventory levels that are far from adequate...."

CNBC also states that it is consumer's confidence in the economy that is key in fueling the market activity:

“U.S. home re ...

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